TERMS &
CONDITIONS.

01 Definitions

• "Xlance Agency" refers to our platform, agency, website, and services.
• "User" refers to any individual or entity using our services.
• "Content" refers to any text, audio, video, or other media available on Xlance Agency.

02 Acceptance of Terms

By accessing or using Xlance Agency, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

03 User Obligations

• You must provide accurate and up-to-date information during registration or communication.
• You are responsible for maintaining the confidentiality of your account credentials.
• You must not misuse or attempt to exploit our services in any unlawful or unauthorized manner.
• You agree not to engage in any activity that disrupts or harms Xlance Agency or its users.

04 Privacy & Data Protection

Xlance Agency collects and processes user data as outlined in our Privacy Policy. By using our services, you consent to such processing.

05 Intellectual Property Rights

• Xlance Agency and all related materials, including logos, designs, trademarks, and content, are owned by us or our licensors.
• You may not copy, reproduce, distribute, or create derivative works from any Xlance Agency content without our express written consent.

06 Third-Party Integrations

Xlance Agency may integrate with third-party services. We are not responsible for the accuracy, security, or reliability of third-party platforms and their data handling practices.

07 Subscription & Payments

• Certain features or services of Xlance Agency may require payments or subscriptions.
• By purchasing a service or subscription, you agree to our pricing, billing, and refund policies.
• We reserve the right to change pricing at any time with prior notice to clients.

08 Termination

We may suspend or terminate your access to Xlance Agency if you violate these Terms or engage in any activity that may harm our services or users.

09 Limitation of Liability

• Xlance Agency is provided "as is" without any warranties, express or implied.
• We are not liable for any indirect, incidental, or consequential damages resulting from your use of Xlance Agency.

10 Governing Law & Dispute Resolution

The terms of this Agreement shall be governed, interpreted, and construed in accordance with the laws of the State of Delaware, United States if the Customer is located in the United States of America; laws of England & Wales if the Customer is located in Europe. All disputes, differences, claims, and demands arising under or pursuant to this Agreement shall be referred to arbitration and shall be adjudicated in accordance with the rules of the International Chamber of Commerce (I.C.C) in the English language in the State of California if the Customer is located in the United States of America; in London, England if the Customer is located in Europe; in Hyderabad, Telangana India if the Customer is in India; in Singapore if the Customer is located in Asia (except India) or Australia.

11 Changes to Terms